Our specialities

First home buyers

No deposit? No worries!
Borrow up to 85% to 105% of the purchase price with no deposit and no LMI. Find out how.
We help you apply for First Home Owner Grant and stamp duty exemptions in your state.
We hold your hand and explain the process from purchase, loan approval, to settlement!

Personal/Car loan

Our tip: Refinance your home loan to release the equity for even lower rates!
Have a job but need some cash for an emergency? We can help
We can help you get into your dream car! Often car dealers offer “low interest finance” but it is hidden in the higher purchase price. Get a lower purchase price without finance from the dealer and get one from us at the lowest rates.

Professionals

You are eligible if you are in any of the below or related professions:

Dentists; General Practitioners; Hospital-employed Doctors; (eg Intern, Resident, Registrar, Staff Specialist); Medical Specialists; Optometrists; Pharmacists; Veterinary Practitioners.
Accountants; Finance Managers; Auditors; Actuaries; CFO’s (Chief Financial Officers)
Lawyers; Solicitors; Barristers; Judges
Engineers; Surveyors; Mine Surveyors; Quantity Surveyors; Geologists / Geophysicists

Bad credit

We can still get you a loan!
If you have missed payments on your loan, we can negotiate with the lender on your behalf and build a case for you
Defaults, bankruptcy, court judgments in the past can be considered.
A utility, phone, or tax bill unpaid because you moved house and never received the letter can harm your chances.

Commercial, Company, Trust, Business, SMSF

We are experts in commercial property, including offices, factories, warehouses, shopfronts, retail space, residential blocks etc. We can often get up to 80% borrowing, interest only or principal and interest, and interest rates almost as low as residential loans.

We are experts in getting loans for Discretionary, Family, Unit, Hybrid, SMSF Trusts and much more, including beneficiaries and Trustees, usually at the same low rates as residential loans.

We specialise in Company title, individual Directors of companies, Corporate Trustees, SMSF Trustee companies and much more.

Non resident/ Foreign income

Are you living and working overseas and is not an Australian resident? We can help you get a loan.
Living and working in Australia as a temporary resident? We have many lenders for you.
Our lenders accept foreign income.
Are you an Australian citizen living and working overseas? We can help.
We can give you advice and help you with your FIRB approval, even to purchase second hand properties.

Off the plan, House and land, Construction

We can get up to 100% loan using the current market of the property, not the price on your contract, with no LMI.
We organise loans for the land (often settles first) and the house construction, including progress payments.  You don’t need to worry, we take care of the entire process for you.
We help you apply for a construction loan using your tender, signed builder contract, or owner builder contract.  We can often get borrowing based on the higher final finished property value.